US Merchant Account We provide credit card processing to businesses across the U.S. Merchant accounts are vital for the expansion of a small business because more and more people in the U.S. are relying on credit cards to purchase goods and services. Every business in the U.S. should have the option for customers to pay by credit card. For businesses that do not have the option to accept credit or debit cards, they may be losing a large customer base to their competitors. Select your merchant location to get started. We offer the following rates for retail U.S. merchant accounts.